Refinancing your mortgage gives you many options when it comes to the financing of your home. You can take cash out, lower your rate and payment, and even move from a high rate ever increasing the adjustable rate to a low fixed rate mortgage loan.
Because I work for a mortgage bank I am able to offer you mortgage refinance rates and loans that many brokers just cannot offer. You can also typically experience lower overall costs as I fund, process, and underwrite all of my loans in house.
When Is the Right Time?
A great question and one I help my clients answer every day. If you have a great low-rate first mortgage I typically suggest that you look at second mortgage or home equity loan for any cash out or debt consolidation needs. If you have a high rate firstly mortgage than I typically suggest taking cash out or consolidating debt by refinancing your first mortgage. By filling out my no obligation secure application I can help find out if now is the right time for you.